Review your progress before Q4 sneaks up
Summer has a way of flying by, and before you know it, the holidays will be here. That’s why late summer is the perfect time to pause and take stock of your finances.
Here’s a simple checklist:
- Savings habits. Are you consistently adding to your emergency fund or setting aside money for upcoming expenses?
- Retirement contributions. Check your 401(k) or IRA contributions. If you’re behind, there’s still time to catch up before year-end.
- Portfolio balance. Market swings may have shifted your allocation. Make sure it still lines up with your comfort level and goals.
- Tax planning. Waiting until December is risky. Consider charitable giving, tax-loss harvesting, or maximizing deductions now.
- Life changes. A new job, home, or family milestone may mean adjusting your plan.
Taking 30 minutes now can help prevent year-end stress and position you to finish strong.
👉 Want a second set of eyes on your plan? Reach out to Keel Financial for a mid-year review.
Disclosures
Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.
