Keel Cash Flow
Keep your spending and savings in harmony
Being efficient and deliberate with your cash flow is often overlooked. Even ignored. We dive deeper to help you match income and other inflows with your regular expenses. For clients with irregular income (i.e., stock awards, executive compensation, business owners), we help leverage these inconsistent income streams while preparing clients for unexpected expenses.
Benefits of cash flow planning
When you plan with an emphasis on your cash flow, you may build wealth faster through budgeting and increased savings. Cash flow planning enables you to make more informed and strategic decisions about spending, investing, and saving.
Manage income and expenses
Accountability around spending decisions
Social Security planning
Retirement income distribution
Works in harmony with your overall financial plan
What are your financial priorities?
Spending and saving decisions don’t happen in a vacuum. Behaviors have varying trade-offs and consequences. Gaining insight into your current spending patterns helps us develop a realistic plan that fits your lifestyle and unique goals.
Our Keel Financial process starts with understanding your goals, priorities, and values to help identify what’s required to implement your plan. These insights allow us to provide guidance on specific actions and adjustments that help move you toward a desirable and feasible outcome.
FAQs on cash flow planning
What is cash flow planning, and why is it important?
Cash flow planning is the process of managing and predicting inflows and outflows of cash to your household. Having control over cash flow helps ensure there’s always enough money to cover expenses and obligations, helping to reduce the risk of financial stress.
How can I improve my cash flow?
Working with a professional planning firm (like Keel) can help you stay ahead of the potential challenges of cash flow planning. By properly anticipating cash flow, you can pursue your life’s goals.
My monthly income varies. How can a cash flow plan help me?
A good plan can help even out the peaks and valleys of your income and consistently keep you one step ahead of possible pitfalls or unexpected expenses.
